<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Vlad Griguta</title><description>ML engineering, data and charts. Articles in English and Romanian.</description><link>https://vladgriguta.com/</link><item><title>VWCE or Value + Quality? What 56 years of crises say</title><link>https://vladgriguta.com/en/vwce-vs-value-quality/</link><guid isPermaLink="true">https://vladgriguta.com/en/vwce-vs-value-quality/</guid><description>A factor portfolio does not protect you in a crash. On paper it wins over the long run; the actual funds have trailed the market.</description><pubDate>Mon, 09 Nov 2026 00:00:00 GMT</pubDate></item><item><title>VWCE sau Value + Quality? Ce spun 56 de ani de crize</title><link>https://vladgriguta.com/vwce-vs-value-quality/</link><guid isPermaLink="true">https://vladgriguta.com/vwce-vs-value-quality/</guid><description>Un portofoliu pe factori nu te ferește de crize. Pe hârtie câștigă pe termen lung; fondurile reale au rămas în urma pieței.</description><pubDate>Mon, 09 Nov 2026 00:00:00 GMT</pubDate></item></channel></rss>